Nationwide Renters Insurance with a low-cost low-down payment and fast proof of coverage
Contact (678) 648-1900 or in Savannah (912) 225-6000 for a renters insurance policy
Many Landlords require renters insurance. Proof of Renters insurance is particularly important to prove prior to move-in. Texting a request results in quick proof of insurance.
Renters insurance may not be required, but having a Nationwide Renters Insurance policy is certainly a smart idea. Here are some reasons why you should have renters insurance:
1. Avoid paying out of pocket for stolen or damaged goods.
Having to pay out of pocket for damaged or stolen personal items in your rented apartment, condo or house is not ideal for most tenants. Additionally, your landlord’s insurance policy will not cover your personal belongings, making a separate renters insurance policy necessary for full coverage.
2. Protect yourself from liability
Keep in mind that renters insurance doesn’t just apply to your belongings. It can also protect you from liability in a situation such as a guest being injured in your home. If you don’t foresee having the funds to cover expensive medical bills or legal fees on your own, renters insurance can come in handy.
The process of getting a Nationwide renters insurance policy may seem overwhelming, but knowing exactly what you need to do ahead of time can help make the process easier. Here’s an overview of the steps to take:
1. The Landlord’s policy does not insure the renter
Your landlord is required by law to have a certain amount of insurance on the building. However, it often only covers the structure itself, not the value of individual tenant’s belongings. Your landlord’s insurance policy will also likely not include bodily injury coverage or certain types of damage, such as water backup damage or appliance-related damages.
2. Estimate the value of your personal property
The monetary value of your personal belongings in your rented space may be more than you think. Take an inventory of every item in your space – from electronics to art to home goods to clothing. Estimate the current value of these items (not what you paid for them) and tally them up. This is a good way to approximate how much insurance you will need in the event your belongings are stolen or destroyed.
Renters Insurance savings when choosing a Nationwide Renters Insurance solution!
Buying and getting proof of renters insurance is made easy following a call to America Insurance Brokers at (678) 648-1900 or in Savannah call (912) 225-6000. Click here for the ability to get a quote via Text services too!